APRA Serviceability & Borrowing Capacity
Estimate Borrowing Power & Purchasing Limit
Calculate maximum loan capacity and property purchasing power using official APRA 3% stress-buffer assessment rates.
Borrowing Power Inputs
Enter household income, monthly debt commitments, and dependents.
$
$40,000$500,000
$
$0$500,000
$
$0$5,000
06
%
6%12%
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APRA Capacity Audit
Serviceability Summary
Est. Max Loan Capacity
$1,036,252
Est. Purchasing Limit (20% Dep)
$1,295,315
APRA Mandatory 3.00% Stress-Buffer Model
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